Loyalty Central™ software and back office operations provide complete loyalty program management, transaction processing, accounting services, redemption, and fulfillment services.

Smart Chip's backend loyalty processing system is the loyalty-clearing engine just as ACH is the payments engine for payments clearing. Loyalty Central™ is Smart Chip's integration of the back-office software, data and methodology used to provide loyalty program management services.

It is a flexible, parameter driven platform that provides consumer and merchant account management, general accounting, settlement and disbursement. It is in essence, the transaction processing system and database repository for multiple loyalty applications. Smart Chip can host Loyalty Central™ computer processing or clients can license the software to run in their own facility.

The Loyalty Central™ database represents a powerful repository of data collected at the point of service. As volume grows, the database will become a key source of valuable information for merchants and consumers. With emphasis on continuous availability, the system is designed to run 24x7, fully fault-tolerant, with automatic fail-over to backup systems in the case of hardware or software failure. It is designed to be fully scalable to any magnitude of processing power required, and can host many clients or be dedicated to a single client.

Smart Chip Technologies' turnkey customer retention solution: