Smart Chip Technologies'  (OTC: SCTN) turnkey customer retention solution, including Loyalty, Pre-Paid Stored Value, and Gift Cards, was co-developed with the Airos Group (www.airosgroup.com) and IBM™. This software solution enables retailers and card issuers to take advantage of click-and-mortar, real-time programs running on their existing cards and point-of-sale (POS) systems, including bar code, magnetic stripe, RFID, or smart cards, laptops, PDAs such as Palm™ or Windows™ devices, TV set top boxes, or mobile phones. Smart Chip Technologies’ end-to-end solution provides a seamless migration path from current customer identification and payment devices to future technology platforms, establishing business continuity across physical, mobile, and virtual streams of commerce.